This　study　aims　to　establish　the　relation　between　smallholder　farmers　and　financial　institutions.　According　to　the　needs　of　the　development　for　the　agricultural　sector　and　the　need　for　financing　by　peasants　who　hold　this　sector　in　the　developing　countries　as　Togo,　it　is　important　to　know　its　relations　with　the　financial　sector.　In　this　paper,　the　idea　is　to　return　to　the　source　of　the　agricultural　sector　which　is　the　agriculture　practiced　by　small　farmers　often　qualified　as　＇family　farming＇of　Togo　and　see　their　relationship　with　the　institutions　which　provide　financial　services　in　the　country.　We　used　primary　and　secondary　data　collection　methods　to　obtain　information　on　institutions　likely　to　provide　finance　and/or　financial　services　to　the　needy　and　assessed　the　knowledge　of　rural　populations　in　Togo　regarding　the　existence　of　financial　institutions.　The　primary　data　were　collected　through　a　survey　from　over　600　smallholder　farmers,　while　the　secondary　data　were　obtained　from　the　Ministry　of　Economy　and　Finance.　The　data　were　analyzed　using　SPSS　with　the　binomial　logit　regression　model　to　examine　the　relationships　between　having　information　about　FIs　and　the　independent　variables　(the　existence　of　an　FI　in　the　locality,　education,　the　distance,　Financial　services　Recourse).　By　using　a　simple　rate　formula,　we　estimated　the　knowledge　rate　of　Financial　Institutions　(FI＇s).　The　results　show　a　poor　familiarity　with　the　existence　of　financial　institutions　(FIs)　where　farmers　should　supply　for　agriculture　credit.　＇We　can＇t　have　access　to　something　that　we　don＇t　know＇(African　proverb).　It　is　necessary　to　inform　rural　populations　about　existing　financial　institutions　that　can　finance　them　or　more　overbuild　some　close　to　the　rural　area.　©　2020　ACM.