The　inexorable　rise　of　digital　finance　has　lead　to　huge　changes　in　consumption　patterns.　Under　this　background,　we　match　the　index　of　Digital　Financial　Inclusion　with　data　of　the　China　Family　Panel　Studies　(CFPS)　to　explore　the　relationship　between　digital　finance　and　household　consumption.　Firstly,　based　on　sub-sample　empirical　analysis,　we　find　that　digital　finance　has　helped　increase　urban　household　consumption,　especially　the　basic　consumption　related　to　life,　in　China.　Secondly,　we　discuss　the　mechanism　of　digital　finance　to　promote　household　consumption,　concluding　that　the　payment　convenience　of　digital　finance　has　accelerated　household　consumption　decisions,　thereby　promoting　consumption　growth.　Moreover,　digital　finance　can　also　promote　household　consumption　by　reducing　the　uncertainty　faced　by　family.　©　2020　China　Finance　and　Economic　Review.　All　rights　reserved.